USSD Codes, Sort Codes, and Swift Codes of Nigerian Banks (2022) (Updated)



Unstructured Supplementary Service Data (USSD), sometimes referred to as “Quick Codes” or “Feature codes”, is a communications protocol used by GSM cellular telephones to communicate with the mobile network operator’s computers. Usually, USSD codes start with an ‘*’ and end with an ‘#’, depending on the setup. The banks use these quick codes to bring banking services such as transfers, balance checks, bills payments, etc. closer to their customers via their phone.


The sort code is a number usually used to identify both the bank and the branch where an account is held. The sort code is usually used when transferring funds from one account in one bank branch to another branch of the bank or another bank.

If you have a cheque (check) book for your bank account, you can find your sort code at the bottom of the cheque (check) leaf – the first of the three set of numbers (it starts with the bank code). I have seen people searching for the exact code of an exact branch, there’s really no need – the head office code of your bank can also suffice.


A SWIFT code is a set of 9 digits that represents a bank branch/head office You’ll need to use one when sending money internationally.

List of Transfer/USSD Codes, Sort Codes, and Swift Codes of Nigerian Banks 2022

Without much a do, below is a table of the USSD codes, sort codes, and swift codes of all Nigerian banks:

Access bank USSD code Access bank sort codeAccess bank swift code 
Ecobank USSD code Ecobank sort codeEcobank swift code 
Fidelity bank USSD code fidelity bank sort codeFidelity bank swift code 
First bank USSD code First bank sort codeFirst bank swift code 
Fcmb USSD code Fcmb sort codeFcmb swift code 
GTBank USSD code GTbank sort codeGTBank swift code 
Heritage bank USSD code Heritage bank sort codeHeritage Bank swift code 
Keystone bank USSD code Keystone bank sort codeKeystone swift code 
Polaris bank USSD code Polaris bank sort codePolaris swift code 
Stanbic ibtc USSD code Stanbic ibtc sort codeStanbic ibtc swift code 
Sterling Bank USSD code Sterling Bank sort codeSterling Bank swift code 
Union Bank USSD code Union Bank sort codeUnion Bank swift code 
UBA USSD code UBA sort codeUBA swift code 
Unity bank USSD code Unity bank sort codeUnity bank swift code 
Wema bank USSD code Wema bank sort codeWema bank swift code 
Zenith bank USSD code Zenith bank sort codeZenith bank swift code 
Coronation Merchant Bank LTD USSD codeCoronation Merchant Bank LTD sort codeCoronation Merchant Bank LTD swift code
Citibank Nigeria Limited USSD codeCitibank Nigeria Limited sort code Citibank Nigeria Limited swift code
Standard Chartered USSD codeStandard Chartered sort codeStandard Chartered swift code
Titan Trust Bank Limited USSD codeTitan Trust Bank Limited sort codeTitan Trust Bank Limited swift code
Globus Bank Limited USSD codeGlobus Bank Limited cort codeGlobus Bank Limited swift code
SunTrust Bank Nigeria Limited USSD codeSunTrust Bank Nigeria Limited sort codeSunTrust Bank Nigeria Limited swift code
Providus Bank Limited USSD codeProvidus Bank Limited sort codeProvidus Bank Limited swift code
Jaiz Bank Plc USSD codeJaiz Bank Plc sort codeJaiz Bank Plc swift code
TAJBank Limited USSD codeTAJBank Limited sort codeTAJBank Limited swift code
Mutual Trust Microfinance Bank USSD codeMutual Trust Microfinance Bank sort codeMutual Trust Microfinance Bank swift code
FBNQuest Merchant Bank USSD codeFBNQuest Merchant Bank sort codeFBNQuest Merchant Bank swift code
FSDH Merchant Bank USSD codeFSDH Merchant Bank sort codeFSDH Merchant Bank swift code
Rand Merchant Bank USSD codeRand Merchant Bank sort codeRand Merchant Bank swift code
Nova Merchant Bank USSD codeNova Merchant Bank sort codeNova Merchant Bank swift code

NOTE: If you also have a chequebook, you can also see the sort code at the bottom of your cheque-leaf, in-between the check number (to the left), and your account number (to the right). The first 3 digits of a sort code are your bank code, e.g Access Bank Plc is 044, UBA is 033

  1. Ikpi, Ikpi Koyonoh-Inah says

    Thank you. Bless you!

  2. Anonymous says

    Nice one good job

Leave A Reply

Your email address will not be published.

This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish. Accept Read More