USSD Codes, Sort Codes, and Swift Codes of Nigerian Banks (2021) (Updated)

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USSD CODE

Unstructured Supplementary Service Data (USSD), sometimes referred to as “Quick Codes” or “Feature codes”, is a communications protocol used by GSM cellular telephones to communicate with the mobile network operator’s computers. Usually, USSD codes start with an ‘*’ and end with an ‘#’, depending on the setup. The banks use these quick codes to bring banking services such as transfers, balance checks, bills payments, etc. closer to their customers via their phone.

SORT CODE

The sort code is a number usually used to identify both the bank and the branch where an account is held. The sort code is usually used when transferring funds from one account in one bank branch to another branch of the bank or another bank.

If you have a cheque (check) book for your bank account, you can find your sort code at the bottom of the cheque (check) leaf – the first of the three set of numbers (it starts with the bank code). I have seen people searching for the exact code of an exact branch, there’s really no need – the head office code of your bank can also suffice.

SWIFT CODE

A SWIFT code is a set of 9 digits that represents a bank branch/head office You’ll need to use one when sending money internationally.

List of Transfer/USSD Codes, Sort Codes, and Swift Codes of Nigerian Banks 2021

Without much a do, below is a table of the USSD codes, sort codes, and swift codes of all Nigerian banks:

BANK USSD CODEBANK SORT CODEBANK SWIFT CODE
Access bank USSD code Access bank sort codeAccess bank swift code 
*901#044150990ABNGNGLA
Ecobank USSD code Ecobank sort codeEcobank swift code 
*326#050150010ECOCNGLA
Fidelity bank USSD code fidelity bank sort codeFidelity bank swift code 
*770#070150003FIDTNGLA
First bank USSD code First bank sort codeFirst bank swift code 
*894#011151003FBNINGLA
Fcmb USSD code Fcmb sort codeFcmb swift code 
*329#214010035FCMBNGLA
GTBank USSD code GTbank sort codeGTBank swift code 
*737#058152272GTBINGLA
Heritage bank USSD code Heritage bank sort codeHeritage Bank swift code 
*322#030159992HBCLNGLA
Keystone bank USSD code Keystone bank sort codeKeystone swift code 
*7111#082150017PLNINGLA
Polaris bank USSD code Polaris bank sort codePolaris swift code 
*833#076151006PRDTNGLA
Stanbic ibtc USSD code Stanbic ibtc sort codeStanbic ibtc swift code 
*909#221159522SBICNGLX
Sterling Bank USSD code Sterling Bank sort codeSterling Bank swift code 
*822#232150016NAMENGLA
Union Bank USSD code Union Bank sort codeUnion Bank swift code 
*826#032251843UBNINGLA
UBA USSD code UBA sort codeUBA swift code 
*919#033152679UNAFNGLA
Unity bank USSD code Unity bank sort codeUnity bank swift code 
*7799#215082334ICITNGLA
Wema bank USSD code Wema bank sort codeWema bank swift code 
*945#035150103WEMANGLA
Zenith bank USSD code Zenith bank sort codeZenith bank swift code 
*966#057150204ZEIBNGLA
Coronation Merchant Bank LTD USSD codeCoronation Merchant Bank LTD sort codeCoronation Merchant Bank LTD swift code
 559ADHLNGLA
Citibank Nigeria Limited USSD codeCitibank Nigeria Limited sort code Citibank Nigeria Limited swift code
 023150005CITINGLA
Standard Chartered USSD codeStandard Chartered sort codeStandard Chartered swift code
*977#068150015SCBLNGLA
Titan Trust Bank Limited USSD codeTitan Trust Bank Limited sort codeTitan Trust Bank Limited swift code
*922# TTRUNGLA
Globus Bank Limited USSD codeGlobus Bank Limited cort codeGlobus Bank Limited swift code
  GLOUNGLA
SunTrust Bank Nigeria Limited USSD codeSunTrust Bank Nigeria Limited sort codeSunTrust Bank Nigeria Limited swift code
 100SUTGNGLA
Providus Bank Limited USSD codeProvidus Bank Limited sort codeProvidus Bank Limited swift code
 101UMPLNGLA
Jaiz Bank Plc USSD codeJaiz Bank Plc sort codeJaiz Bank Plc swift code
*773#301JAIZNGLA
TAJBank Limited USSD codeTAJBank Limited sort codeTAJBank Limited swift code
*898# TAJJNGLA
Mutual Trust Microfinance Bank USSD codeMutual Trust Microfinance Bank sort codeMutual Trust Microfinance Bank swift code
 090151MTBLBDDH
FBNQuest Merchant Bank USSD codeFBNQuest Merchant Bank sort codeFBNQuest Merchant Bank swift code
 060002KDHLNGLA
FSDH Merchant Bank USSD codeFSDH Merchant Bank sort codeFSDH Merchant Bank swift code
 601FSDHNGLA
Rand Merchant Bank USSD codeRand Merchant Bank sort codeRand Merchant Bank swift code
 502FIRNNGLA
Nova Merchant Bank USSD codeNova Merchant Bank sort codeNova Merchant Bank swift code
 060003NVMBNGLA

NOTE: If you also have a chequebook, you can also see the sort code at the bottom of your cheque-leaf, in-between the check number (to the left), and your account number (to the right). The first 3 digits of a sort code are your bank code, e.g Access Bank Plc is 044, UBA is 033

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