QuickCheck is a fast online loan platform in Nigeria that provides loans to its users without any collateral.Using a robust mobile application, QuickCheck has been able to issue quick soft loans to its over 100,000 users.
The process of getting a loan on QuickCheck is very easy as well as it is seamless. You can also have access to your credit any time of the day. The security of your information is also assured because QuickCheck platform is PCIDSS compliant. With a 4.4 stars rating on Google Play and sumptuous rates, QuickCheck is poised to giving its consumers the best services obtainable industry-wide.
This article will provide necessary information on how to request/apply for a QuickCheck loan, interest rates, requirements, and so on.
How to Qualify for a QuickCheck Loan
First of all, you must meet some criteria to qualify to apply for a QuickCheck loan. Although QuickCheck is very flexible with criteria for qualification, there is a checklist that you must tick to qualify.
Criteria for QuickCheck Loan
These are things that you must possess to meet the minimum requirements for QuickCheck. Here they are below:
- Bank Verification Number (BVN)
- Average to good credit score
- A standard bank account in any Nigerian bank
- Employment details (self employed, salary earner, etc)
- Personal biodata (such as your name, address and so on)
- A debit card
- Must be 18+ and below 60
- A smartphone
How to Request/Apply for A QuickCheck Loan
The process of requesting or applying on QuickCheck. Just be patient enough to follow through with all the prompts and steps. The entire process should not take more than 30 minutes if you have everything ready yourself. Here is a step-by-step guide to request for a QuickCheck loan below:
Download the QuickCheck App
At the moment, only Android users can use the QuickCheck application. The developers of QuickCheck have made several commitments to make sure that the app is made available for iPhone users in the future.
Click HERE to download the QuickCheck loan.
Register your Biodata/personal information
Once the application is downloaded and successfully installed on your device/phone, you can start to enter your biodata and all other requested information into the application. During this process, you will be requested to turn on your location.
Proceed to Apply for the Loan
Once you have successfully registered your details and the profile successfully verified, next thing is to request/apply for your personal soft loan without collateral. The ‘Apply for loan’ option is boldly placed on the homepage so you can’t miss it.
Allow the QuickCheck Team to Take a Business Decision
Maximum waiting time for a QuickCheck loan is 30 minutes.
This stage is called credit review, and patience is key, remember that your 5 C’s would be checked and this would form the basis of decision-making and disbursement.
Disbursement/Receipt of Loan
If the loan is successfully approved, you will receive the credit alert on the bank account that you have submitted during registration.
FAQs on QuickCheck Loan
What is my minimum/maximum loan request limit?
₦1,500 – ₦500,000
What is my minimum/maximum tenor on QuickCheck?
1 month – 1 year
What is the interest rate on QuickCheck loan?
5% on a first time basis. Generally, the interest rates on a QuickCheck loan ranges from 2% – 30% per annum.
How do I repay a QuickCheck loan?
There are 3 ways:
- While registering, you’d have been required to enter your debit card details – the one belonging to the bank account you submitted. Repayments and installments into your QuickCheck wallet will be deducted from the account via your debit card.
- Besides, you can use your bank’s USSD code too.
- You can also payback via Bank Transfer or Cash deposit.
Incase of any issue, how can I contact QuickCheck customer care?
You can pay a visit to their head office located at 23, Agodogba Avenue, park view Estate, Ikoyi, Lagos, Nigeria. You can also shoot them an email on [email protected]
What is the QuickCheck website?