Keystone Bank Mobile App: How to Sign Up, Transfer, Pay Bills, Load Airtime with KeyMobile; Everything you Need to Know


Keystone Bank is a fast-rising Nigerian commercial bank with a wide network of branches. However, their services transcend beyond their physical branches. They have constantly delighted their millions of customers with the swift and robust services of their Keystone Mobile Banking App, or KeyMobile as some people call it.

The Keystone mobile banking app is built to perform the following transactions, and more: transfer money to other bank accounts, pay bills, loan/recharge airtime, load internet data, request payday loans, open an instant account, buy movie tickets, and so on.

This article will now focus on what the Keystone mobile bank app can do for us its users and how we can actually get things done on the mobile application.

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Features of the Keystone Mobile Banking App

There is an array of interesting banking services offered by Keystone through this wonderful mobile banking app. Peep the services in the screenshots below:


How to Sign Up and Set Up Keystone Mobile Banking App

Here’s a step-by-step guide on how you can download and set up the Keystone mobile banking app from scratch to finish in 5 minutes or even less.

  1. Go to your application store (Apple or Android )
  2. Search for ‘Keystone Mobile Banking App’ or ‘KeyMobile’
  3. Download and Install

Once you download the application to your device, then you need to register. You can complete your registration using two (2) methods: Account number, Account number and Debit card.

Account number

  1. Choose Login to Mobile App
  2. Click Register on the login page
  3. Enter your account number
  4. A One-Time Password (OTP) will be sent to your registered phone number
  5. Enter the OTP
  6. Create Username
  7. Create Password and PIN
  8. Login with the username and PIN created

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Account number + Debit Card

  1. Click Register on the login page
  2. Enter the account number
  3. Toggle Use Debit Card to ON
  4. Enter the last 6 digits on the card
  5. Create your Username
  6. Create Password and PIN
  7. Login with the username and PIN created

How to Open Keystone Account Online with KeyMobile

This is one of the easiest things to do in Keystone. You can now open an operational account, everything can be done in 5 minutes:

  1. Launch the KeyMobile
  2. At the bottom left, tap Open Account
  3. Agree to the Terms and Conditions
  4. Enter your BVN 
  5. You will receive an OTP instantly. Enter the OTP (your full name, DOB, phone number pops up after this)
  6. Choose your gender
  7. Enter other details appropriately
  8. Submit and wait a bit
  9. The account is generated for you
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