How to: Apply for OPay POS in Nigeria; OPay POS Charges; FAQs


As an OPay agent, you are handed an opportunity to become a “mini-bank” for your immediate neighbourhood. OPay, as described in another article, is a fast-rising Fintech company in Nigeria. They are leading in many areas, agency banking is one of them. Later, you can go over the OPay Agent guide. This article is a guide on how you, an Opay agent, can get/apply a POS (Point of Sales) terminal for withdrawal, transfer, deposit, and so on in Nigeria. With this, you can generate more income as an agent in your neighbourhood.

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Once you successfully sign up to become an OPay agent on the OPay Agent Portal, you can then apply for a POS terminal/machine.

How Do I Qualify to Apply for an OPay POS in Nigeria?

  1. Agents must be familiar with the transaction patterns and user interface of the app. So, you must be able to perform multiple transactions using the OPay App.
  2. Complete high volume of transactions within four weeks of using the OPay App.

How to Request an OPay POS Machine?

Below is a simplified process flow on how to successfully request or apply for an OPay POS Machine in Nigeria.

***Note that you must first upgrade your KYC level to ‘Merchant Level’ (level 3) to be eligible to perform this process.

Process 1 – Log in to the OPay app on your device.

Process 2 – Choose the ‘Merchant Application’ icon

Process 3 – Enter all necessary information as requested

Process 4 – Upload your transaction history for the past 3 months

Process 5 – Upload a valid ID Card (Intl Passport, Voters’ Card, National ID or Driver’s License)

Process 6 – Take a snapshot of you business station and upload to the portal

Process 7 – Submit for review


How Much to Apply for an OPay POS Machine in Nigeria?

The OPay POS application is ABSOLUTELY FREE. Although, you must retain at least N20k in your OPay Wallet, it’s called a caution fee. Immediately the POS request is approved, the caution fee is taken from your wallet. The N20k will be refunded only when agent returns the POS terminal.

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After I apply, when will I get the OPay POS?

Turn-around time for pending OPay POS requests is 24 hours. This means if you apply for an OPay POS Machine in Nigeria at 2 pm today, you can have it before 2 pm tomorrow. You will get an SMS/Email once it is approved or declined.

What are the OPay POS charges and commission structure?

Opay POS charges and commission structure vary by the volume of the transaction done via the terminal.

What if I have an issue with the POS device afterwards?

Once your request for the POS terminal is approved, you will be contacted by the support team in charge of agents about the pick-up of the POS device for immediate use. An engineer will also be assigned to tend to you and other OPay agents in your area. Business has started.

For issues and inquiries on any of these steps, contact OPay via email on [email protected].

  1. ayeni sunday says

    Apply for an OPay POS in Nigeria

    1. Theophilus says

      How can I get it

    2. Ndubuisi peace says

      I need a pos terminal

  2. adenike Rihanat says

    I need it

    1. Bala danjuma says

      I need an opay pos

  3. Abe Isaac says

    I need Opay pos

  4. Amoo Femi says

    I’m unable to upload my bank statement

  5. nwimene Nuatorbarinaale says

    i need opay pos

  6. Ndubuisi peace says

    I need a pos terminal

  7. Anonymous says

    I need opay Pos.

  8. Usamatu says

    I need opay POS

  9. Gbemisola says

    I need opay POS machine

  10. Dolapo says

    I need a POS …I followed the procedure on the app …but I didn’t see .more’’pls help me

    1. Gbenga says

      Hi Dolapo,

      The article has been updated in line with the OPay App’s new interface. Simply follow the procedure as in the article to register as an OPay agent.

      Note: You must be on Level 3 KYC to be eligible to be an OPay POS agent.

      Hope that helps.

  11. Nwaoha maryann says

    I need an Opay POS machine, how can I get it and how much is the cost

    1. Gbenga says

      Simply follow the steps in the article up here. Procurement is FREE, however, you have to pay a reufundable ‘caution’ fee of N20k

    2. Victor Juliet says

      I need POS machine please

  12. Anonymous says

    I need pos pls

  13. Joy says

    Please i nee op pos how much is it

  14. Ogele mary Onyinyechi says

    I need opay POS machine urgent

  15. Treasure Demesi says

    Pls I need opay pos machine how can I get it and the prices

  16. Treasure Demesi says

    Pls I need o pay machine urgent

  17. Nancy says

    Pls how can I download the app

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