Health and Business: Best and Cheapest HMOs in Nigeria (2021), Addresses, Contact Details

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Health, we say, is wealth – this cannot be overstated. As Nigerians, our mental and physical health and wellbeing must be and remain a top priority even in the face of the challenges our environment poses. This article looks at many things – the business of healthcare and the importance of HMOs, highlights the best HMOs in Nigeria, highlights the cheapest HMOs in Nigeria, and lists all the NHIS-accredited HMOs in Nigeria.

With growing socioeconomic issues in Nigeria, comes a growing list of health challenges. Hence, more attention paid to the business of giving healthcare. In this line, we have a growing list of Health Maintenance Organizations (HMOs) offering affordable health insurance schemes in Nigeria. While delivering the best service obtainable despite the climes, they have also lowered the bar when it comes to affordability. HMOs are licensed to operate by the National Health Insurance Scheme.

best-hmos-cheapest-hmos-nigeria-banknaija-2

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Hitherto, quality healthcare in Nigeria was a no-go area for the low and middle class. In fact, the only times the middle class had access to modest healthcare through HMOs was through their large corporate employers (who are required to provide health insurance under NHIS to their employees).

HMOs have brought more ease for these large companies, too. It’s a symbiotic relationship. ‘Medical expenses’ are removed from the company’s salary costs. Before now, staff was paid medical expenses monthly whether or not they get sick – which gulps a lot of money from the corporate’s purse. With the HMO, companies now only have to pay for prescribed medications or procedures after necessary consultations. For staff that rarely visit the clinic, the company simply does not have to pay anything. 

Because everyone cannot work for bluechip companies so as to access HMO plans, individuals can also patronize these HMOs for adequate health cover. The government, too, has taken this model with NHIS.

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Here are the best, most popular, and few of the cheapest HMOs in Nigeria, alongside their various health features. For specific plans, click the MORE INFO button to view.

HMOFeatures and PlansMore Info
hmo-logo-banknaija-avon
Avon HMO
Easily access your profile from the dashboard

Plan prices from ₦19,999/year

400+ partner hospitals nationwide
 
hmo-logo-banknaija-axa-mansard
Axa Mansard HMO
Plan prices from ₦12, 000 bi-annually for ₦300k plus worth of health care

1300+ partner hospitals nationwide

Has plans that cover health insurance in Nigeria and India
 
hmo-logo-banknaija-metrohealth
Metrohealth HMO
Plan prices from ₦70,000 per year

360+ partner hospitals nationwide

All plans offer access to private wards for inpatient services
 
hmo-logo-banknaija-reliance
Reliance HMO
Plan prices from ₦3,500 monthly for ₦1.2m worth of health care

850+ partner hospitals nationwide

You can enjoy the gym to keep fit in any of the available plans

Very active 24hours customer service

Provides telemedicine service

Access your ID anytime from your mobile app and web portal
 
hmo-logo-banknaija-hygeia-banknaija
Hygeia HMO
Plan prices from ₦29, 000 yearly for ₦880k worth of health care

Provides telemedicine service

1200+ partner hospitals nationwide

Provides mobile app for easy access to your e-ID
 

Below, also, are all the NHIS-accredited HMOs in Nigeria in 2021, their addresses, and their contact details:

SERIAL NUMBERNHIS REG NUMBERHMO AND THEIR ADDRESSESTELEPHONESTATUS
11HYGEIA HMO LIMITED- Head office070 0494 324 466NATIONAL
  6th-7th Floor Elephant House  
  214 Broad street,  
  Lagos Island, Lagos.  
     
  HYGEIA HMO LIMITED-Abuja Office  
  Plot 1474 Ambassador Albert Osakwe house  
  Close to NAIC Building, through churhcgate  
  Central Business District abuja.  
     
  [email protected]: [email protected]  
     
22TOTAL HEALTH TRUST LIMITED014482105-6, 07090858202, 07090858575, 07090858202, 08034021430, 08082678984, 017747150, 018045263, 08033003301, 07013674541NATIONAL
  2 Marconi Road  
   (SMS only) 
  Palmgrove Estate08061236890, 08022907594 
  Lagos.8022907595 
   8022907593 
  Abuja Office  
  Nigeria Reinsurance Building  
  3rd Floor, Central Business District  
  Abuja  
33CLEARLINE INTERNATIONAL LIMITED8052408604NATIONAL
  16 Oyefeso Avenue8023039114 
   8076490063 
  Off Ikorodu Road8076490064 
  Obanikoro Lagos.  
   8076590002 
  Abuja Office8033328360 
   8054494666 
  4th Floor, Tofa House CBD8076490063 
  Behind the Central Mosque.  
44HEALTHCARE INTERNATIONAL LIMITED01-4489820, 08052099094-99NATIONAL
     
  Lagos Office: 308A Murtala Mohammed Way, Yaba, Lagos08052099066, 08052099069 08052099071 
   08052099077, 08052099078 
     
  Abuja Office08052099055/56, 08052099060 08052099057 
  Flat A1, FEPA Estate, No.1, Nairobi Street, off Aminu Kano Crescent (near AMAL Court), Wuse 11.  
   08052099061/63/65 
  Port Harcourt Office8052099062 
  Kano Office08052099074, 08052099073 
  Bauchi Office08052099084, 08052099085 
  Ibadan Office8052099058 
  Enugu Office  
  Sokoto Office  
55MEDI PLAN Health Care Limited07055502580, 08057017448NATIONAL
  Plot 32b, Admiralty Way, Lekki Phase I07028093046, 08075000032 
  Victoria Island, Lagos.  
   07029037152, 07029037153 
  Abuja Office08057017448, 08033081650 
  Suite 42-44 God’s Own Plaza Takun Close, Off Nkwerre Street By Ahmadu Bello Way Behind Unity House (Rochas Foundation), Abuja.  
   7055502580 
   7029037153 
   8033075733 
66AICO-MULTISHIELD NIGERIA LIMITED8053223090NATIONAL
  322, Ikorodu Road8032916251 
  Anthony Village  
  Lagos.  
     
  Abuja Office  
  Metro Plaza  
  Suite FF 22, 4th Floor Metro Plaza Central Area, Abuja  
77UNITED HEALTHCARE INTERNATIONAL LTD09-4611600, 08160000061NATIONAL
   803,693,422,008,035,000,000 
  7, Jaba Close. off Dunukofia street, Opp. FCDA Minister’s Gate Area 11, Garki, Abuja.08034086095, 07034051300-3 
     
     
  LAGOS CORPORATEOFFICE: 19, Biaduo Street, Off Keffi street, S/W Ikoyi, Lagos  
   0703451301, 07043936975, 07043936984, 07044948202 
  REGIONAL OFFICES:  
  ENUGU OFFICE7044948201 
  PORT HARCOURT OFFICE7044948206 
  KANO OFFICE7043936989 
  MAIDUGURI OFFICE7067008470 
  ILORIN OFFICE7043936979 
  IBADAN OFFICE7043936981 
810Ronsberger Nigeria Limited92902975NATIONAL
   7051644470 
  No. 30 Ubiaja Street, Garki, Abuja.  
911INTERNATIONAL HEALTH MANAGEMENT SERVICES LIMITED08085862123, 08123446223NATIONAL
  2, Joseph Street, Off Broad Street, Lagos08121010100, 08055861262 
     
   7041446622 
   7028505169 
1013SONGHAI HEALTH TRUST LTD.08033584332, 08033571011 08035718708, 07035108928NATIONAL
  Ground Floor, Nigeria Re-Insurance Building Beside Unity Bank, Plot 784A Herbert Macaulay Way, Central Area, Abuja.8036090005 
1114INTEGRATED HEALTHCARE LTD.8070833373NATIONAL
  12 Jos Street, Area 3, Garki, Abuja.8051322662 
   8080323595 
     
  No. 50A, Appeal Plaza, Maduka Street, Amudo Village, Awka, Anambra State.  
1215PREMIER MEDICAID LTD.Steve AutaNATIONAL
  UBN Building.8063446465 
  Opp. Mobil Petrol Station8039696653 
  New Ife Road  
  Ibadan.  
     
  Abuja Office  
  No. 4 Takum Close Area 11, Garki Abuja  
1316SUNU HEALTH NIGERIA LIMITED01-8144025NATIONAL
  Lagos Office: 16 Obokun Street, Off Coker Road, Oshodi Lagos.08035068857, 07009999999 
     
  Abuja Office: 12 Ukpo close by Arts and Culture, Garki 2.  
1417PRINCETON HEALTH GROUP8034306380NATIONAL
  25, Mogaji-Are Road Opposite D-Rovans Hotel8058724571 
  Ring Road Mapo, Ibadan.  
     
  Abuja Office  
  42, Ademola Adetokunbo Crescent Wuse II  
  Abuja.  
1521Venus Medicare Limited. 11Lagtang Close, Area 308087339159, 09- 2915402NATIONAL
  Garki, Abuja08053378096, 08053915081 
   09-2915432,39, 48, 86, 08055262097 
   08036491499, 
   08053915081, 08136335909 
1622DEFENCE HEALTH MAINTENANCE LTD. Plot 1323, Adesoji Aderemi Street Gudu District, Abuja.08075801389, 08033279452, 09-5241524, 096717113NATIONAL
1723UNITED COMPREHENSIVE HEALTH MANAGERS LTD.8033419470NATIONAL
  Plot C1, Rumuogba8055021760 
  Trans Amadi Port Harcourt  
  Rivers State.  
1824HEALTHCARE SECURITY LTD.8033148050NATIONAL
  3rd Floor, Unity Kapital Plc Building7087045184 
  Plot 497 Abogo Largema Street7067880493 
  Off Constitution Avenue Central Business District8035305687 
  Abuja.7067880493 
   8184872625 
  Abuja Office7087045180 
  Suite C23 2nd Floor, Danziyal Plaza Opp. NNPC Station Plaza CBD Abuja  
1926ROYAL HEALTH MAINTENANCE SERVICES8037956689NATIONAL
  12 Cause way/24 Wetheral road, Owerri.  
2028ZUMA HEALTH TRUST7063650092NATIONAL
  Block 6 Flat 7, Abak Close Off Ibadan Street (Opp. Catholic Pro-Cathedral) Area 3 Garki, Abuja.Dr. C.D. Ali 
   8068741616 
2129MARKFEMA NIGERIA LIMITED8036234377NATIONAL
  4A Gurara (Lumsar) Street, Ibrahim Abacha Estate, Zone 4, Abuja.7039110828 
2230PREPAID MEDICARE SERVICES LTD.1 Bangui Street7027861384NATIONAL
  Off Adetokunbo Ademola Crescent8085927262 
  Beside Chicken House Wuse II Abuja.  
2334STERLING HEALTH MANAGED CARE SERVICES LIMITED7069728007NATIONAL
  Valley View Plaza8023020934 
  99 Opebi Road8021210747 
  Ikeja, Lagos8023020934 
   7080137390 
  Abuja Office8060824989 
  27 Oro Ago Street  
  Off Mohammadu Buhari Way  
  Old CBN Headquarters  
     
  Garki II  
     
  Abuja  
2435HEALTH PARTNERS LIMITED8066248822NATIONAL
  23 Ribadu Road  
  Off Awolowo Way  
  South West Ikoyi  
  Lagos.  
     
  Abuja Office  
  5, Jaba Close Dunukofia Street  
  Opposite FCDA Area 11,  
  Garki, Abuja.  
2536PRECIOUS HEALTHCARE LIMITED8085556471NATIONAL
  No. 8 Lungi Street Off Cairo Wuse II Abuja8085555819 
2639OCEANIC HEALTH MANAGEMENT LIMITED8120220255NATIONAL
  Oceanic Bank NAFCON House Branch, 264, Murtala Muhammed Way, Ebute Metta8032352310 
2741WELLNESS HEALTH MANAGEMENT SERVICES LIMITED8057280794NATIONAL
  Bufallo House8065379264 
  No 2 Allen Avenue8026308381 
  Ikeja, Lagos.7028003275 
   8034078679 
2843GREENBAY HEALTHCARE SERVICES LTD7042328818NATIONAL
  Suite AF 12, Annex A White House8037094827 
  Metro Plaza8032118005 
  Abuja.  
     
2944MEDEXIA Ltd8057970069NATIONAL
  221 Ikorodu Road8023037594 
  Lagos.8067622753 
3048MARINA MEDICAL SERV. HMO LTD7023028780NATIONAL
  24 Montgomery Road Yaba7023268783 
  Lagos8022598259 
   8027256325 
   8033232032 
   8023188022 
3151NONSUCH MEDICARE LTD8034080055NATIONAL
  Wema Bank Plaza8034545334 
  2nd Floor8069087483 
  Suite 3 CBD, Abuja7029092505 
   8037003144 
   8028542679 
3254SALUS TRUST GTE LTD Catholic Secretariat of Nigeria01-2636670NATIONAL
   01-2635849 
  Force Road8062910443 
  Tafawa Balewa Square Lagos.  
3357PROHEALTH HMO LTD 62 Lobito Crescent8062691967NATIONAL
  Off Ademola Adetokunbo Wuse II Abuja.8033497651 
   8033903647 
   8033497701 
3459AXA MANSARD HEALTHCARE LTD8025144905NATIONAL
  18A Dapo Solanke Close Lekki Phase  
  Lagos.  
3560GNI HEALTHCARE NIGERIA LTD8033524202NATIONAL
  Plot 32 Western Avenue Alaka  
  Surulere Lagos  
3661ULTIMATE HEALTH MANAGEMENT SERVICES LTD8060665572NATIONAL
  Wema Bank Building 4th Floor811111448 
  Airport Return Road Central Business District Abuja.7027853908 
   8059065192 
  Lagos Office  
  Tisco Plaza, 2nd Floor, 2nd Wing8103888857 
  Plot 6, Ashabi Cole Street Central Business District, Alausa Ikeja, Lagos State8067627940 
3763AVON HEALTHCARE LIMITED01-2779800NATIONAL
  29 Rumens Road7002779800 
  Ikoyi, Lagos  
3864REGENIX HEALTH SERVICES LIMITED80374762540NATIONAL
  Kieni Plaza8077947206 
  KLM 13 Melford Okilo Road8950665 
  Akena- Epie, Yenagoa  
3965Redcare Health Services Limited NATIONAL
4067WELL HEALTH NETWORK LIMITED08086250004, 07065208602State Enugu
  15 Ibusa Avenue, Independent Layout, Enugu7056587064 
4169IVES MEDICARE08056374823, 08033697303State-Lagos
  4 Mojidi Street, Off Toyin Street  
  Ikeja, Lagos  
4270LIFE CARE PARTNERS LIMITED8134975325NATIONAL
  123A Bisi Obadina Street,Omole Phase1, Ikeja.8086110862 
  Lagos.01-4544128 
4371DOMA HEALTHCARE LTD8035053690State-Gombe
  Suite 9-12, 2nd Floor Adamu Fura HouseAdjacent ECOBANK  
  Biu Road  
  Gombe  
4473POLICE HEALTH MAINTENANCE LIMITED7026305673NATIONAL
  21, Kainji Crescent8033043717 
  Off Lake Chad Street Maitama, Abuja.  
4574NOVO HEALTH AFRICA LTD01-4601990NATIONAL
  1, Adekola Balogun Street Off Remi Olowude Street  
  Lekki Phase I, Lagos  
4676ANCHOR HMO INTERNATIONAL COMPANY LTD07080601192, 08031230306NATIONAL
  Goldcrest Mall Building Km 23 Lekki-Epe Express way, Lagos. [email protected]07033344402, 014609934 
     
  [email protected]  
4777METROHEALTH HMO LIMITED01-4606790, 01-6310038 08034020280, 08087183111NATIONAL
  14th Floor, St. Nicholas House, 26 Catholic Mission Street, Lagos Island.  
4878GREENFIELD HEALTH MANAGEMENT LTD.8135836235NATIONAL
  Headquarters (Enugu)8176794563 
  5B ihiala Street, Independence Layout, Enugu State.8136261753 
   9097174272 
  Abuja Office  
  No. 146 Thaba Tseka Street, Off Adetokunbo Ademola, Wuse II, by British Village, Abuja.  
     
  South West(Lagos)  
  Road 5, Suite J34, Ikota Shopping Complex VGC, Ajah-Lagos.  
     
  South South(Port-harcourt) Favour award shopping mall, suite 41, 2nd floor, left wing. #30 Okporo Road by Artillery Junction, Rumuogba, Port-harcourt.  
4979LIFE WORTH MEDICARE LTD. State-Lagos
5086NNPC Health Maintenance Organization Limited  
5187Health Assur Limited  
5288Phillips Health Management Services Limited  
5389Ashmed Integrated Health Services Limited. N  
5490Ankara Services Limited  
5591Synergy Wellcare Medicaid Limited  
5692Reliance HMO Limited  
5793Roding Healthcare Limited  
5894Fountain Healthcare Limited  
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