Polaris Bank (Skye Bank) Transfer Code (*833#): How to Activate USSD Code; Load Airtime; Transfer Money | All You Need to Know


Polaris bank transfer Code, formerly and currently known by several names like Skye Bank Transfer Code,  Skye Bank account balance code, Skye Bank airtime recharge code have all now been included in the new Polaris Bank USSD code. For people asking themselves “how do I activate Polaris bank transfer code?” this is the article.

With a bank’s USSD code, one can initiate a lot of transactions without even stepping foot in a banking hall or talking to any customer service personnel. All can be done by oneself. Polaris Bank has stepped up the efficiency of this service, hence it is being used by over 60% of its customer base. Below are a few tips and insights on how to use the service.


The code is *833#. With this code, one can do the following seamlessly:

  •  Purchase airtime
  •  Transfer  funds to another Polaris bank account
  •  Transfer funds to another bank account
  •  Open an account
  •  Pay bills
  •  Block card
  •  Check balance
  •  Others

“Must-haves” for first-time users.

For first-timers, it is important for them to have the following before trying to activate Polaris Bank transfer code.

  • You must be dialing the code from the registered line attached to your account number in Polaris bank
  • Have at least N10 airtime on your phone

To register your line for the *833# code

how do I activate my Polaris Bank transfer code
  1. Dial *833#
  2. Select sign up
  3. Enter your account number
  4. Create a 4-digit PIN.  Re-enter the 4-digit PIN
  5. Your balance will be displayed as a welcome sign
  6. Submit
  7. Then you can try out a transaction

 Quick smart codes for the *833# service

  • *833*1# – Open an account
  • *833*2# – Pay bills
  • *833*3# – Transfer funds
  • *833*4# – Block your lost/stolen ATM card
  • *833*6# – Check your balance
  • *833*7# – Pay with MasterPass
  • *833*8# – Airtime top-up

How to purchase airtime

For self:

  • Dial *833*AMOUNT# from your registered line with Polaris Bank. Exact value recharged is credited to your phone line and debited from your bank account.

Third Party:

  • Dial *833*AMOUNT*PHONENUMBER# (e.g. *833*50*07033333333#)
  • Select Account to Debit (if you have more than one Polaris bank account)
  • Enter Pin

Once you learn how to activate Polaris Bank transfer code, you can also buy Airtime by following on-screen prompts:

  • Dial *833#
  • Select 8 on the menu (Airtime top-up)
  • Select 2 for third party beneficiary
  • Select the account to debit (if you have more than one)
  • Select the beneficiary’s network
  • Enter the beneficiary’s phone number
  • Enter amount
  • Enter PIN

How to change your PIN on *833#

If perhaps, you forget your PIN or you feel it has been compromised, you can do the following:

  • Dial *833# from your phone
  • Select option 9 or * on the menu (other services)
  • Select option 1 for PIN change
  • Select the account number you would like to change pin for
  • Enter your current PIN or default pin (where a PIN reset has been done) in the ‘OLD PIN” field and send
  • Enter your new preferred PIN
  • Re-Enter your new preferred PIN
  • Submit

Features of the *833# code

how do I activate my Polaris Bank transfer code 833
  • It is fast
  • It works on all network providers 9mobile, MTN, Glo and Airtel
  • It works 24/7 all day every day
  • It is simple to activate and use


Do I need to have PolarisMobile to use *833# Smart Code?

Nope. Just a Polaris account number and a functioning mobile phone

Do I need yo have data on my phone to use *833# service?

Nope. Neither data nor internet is needed for the *833# service

What phones are supported?

All phones are supported as long as you can dial *833# on it

Do I need to have credit (airtime) to use *833#?

Yes. At least N10

What is my daily Airtime Top-up daily transaction limit?

N5,000 for a day. N20,000 for a month

How many times can I use the *833# Smart Code service in a day?

Uncountable times. However, your cumulative daily transaction should not exceed N50,000

Tags: polaris bank, polaris bank transfer code, polaris bank code, polaris code, polaris ussd

  1. Anonymous says

    Wen I dail *833# is showing me my account as been deactivated

  2. Esther umoh says

    After dialing *883# and following the procedure it’s keep saying that my account has been deactivated.

    1. Gbenga says

      You need to visit any branch of Polaris bank, and fill the “USSD activation form” to activate the service.

  3. Adebayo Reuben says

    I find it difficult to transfer through the code when ever I tried it,it requested token top code

  4. Elizabeth says

    Could not get my account, and I should try again later which have been doing for the past months.

    1. Gbenga says

      Hi Elizabeth,

      You may need to visit any branch of Polaris for an in-branch enrollment. They can also check what’s wrong from the back end.

  5. Sode says

    My atm card have been activated yet due to renewal of atm card,pls,activate my card

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